Plan To Save

• Budgeting
• Insurance
• Debt Reduction
• Savings
  • Compounding Growth
  • Successful Savings
  • Leverage
  • Plan To Save
• Before You Invest
• Investments
• Retirement Planning
• Estate Planning

Calculators

• KiwiSaver Account Calculator for Employees
• Residential Property Investment Calculator

Useful Resources

• KiwiSaver Tools and Information
• Follow the Secrets to Wealth
• Get the newsletter direct to your inbox each month
• Independent life insurance information

• Introduction
• Identify your savings goals
• How much do you need to save?
• The required actions
• Conclusion

Introduction

the Shape of Money believes that one of the keys to successful saving is having and following a savings plan.

Why? Planning is one of the universal secrets to being successful at anything, whether a career, sport, or financial wealth. But, specifically, planning will help us to

• Make our financial goals explicit,
• Turn our bus-stop dreams into tangible, real options,
• Measure our achievements,
• Tell us both how far we've gone and how far we have to go, and
• Control our own destiny.

Once you've agreed on the components of a plan, write them down; committing them to paper will help monitor your successes.

The components of your plan should address the following questions:

• Your savings goals: What is it you're actually saving for?
• What is the timeframe for achieving your goals?
• How much do you need to save?
• What actions do you need to implement in order to achieve those goals?