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Introduction to life insurance
Life insurance, also known as term life insurance, is, in our opinion, vital if you have dependants. While, at the other extreme, if a client doesn't have dependants, it's rare that we do recommend life insurance. There are generally more important claims on insurance premiums, for example income protection insurance.
The first step is to use our easy 4 step life insurance calculator to work out how much insurance you'll need.
The next step is to investigate the cost of the life insurance premiums. Many people don't have extra money left over each week, just waiting to be direct credited to an insurance company. So getting the right level of cover at the right price is very important